Find and read the case St. Paul Fire and Marine Insurance Co. v. Toman, 351 N.W.2d 146 (S.Dak. 1984). This case can be found on Google Scholar at:
St. Paul Fire & Marine Ins. Co. v. Toman
Who did the court decide should bear the cost of the loss of the house? Do you agree with the court’s decision? Why or why not?